Flazz card in action
I was among the curious and try to be an early adopter of Flazz card from BCA in Indonesia. I got this card in Pondok Indah mal 2 in one of their counter near the exit of the mal several months ago.
If you don’t have any clue about this card, this card is a real money replacer. This card can hold money up to 1 million rupiah. Just put this card on the electronic payment terminal and the payment will take place without requesting PIN and the merchant won’t ask any signature. This card can be recharged in any non cash ATM. The main idea are less money in wallet means simpler and faster transaction.
After trying to use this card seveal time, it was not up to the expectation.
I tried to to pay for lunch in PIM 2 foodcourt, it was doner kebab. The cashier was inexperienced to use this payment card. The cashier said it was her first time to receive a payment using this card and she don’t have any idea how to make the terminal work with the cash register. Fail on my first attempt to use this card.
My second attempt was make a payment in a gas station. The employee skilfully process the payment using this card. And of course the payment after finishing filling the gas tank. In term of time, not very efficient since I usually make the payment while filling the tank. But in term of money, flazz card give more freedom to fill the tank and pay what you buy without any rounding to the nearer thousand rupiah.
Third attempt, payment at a stall in a mal food court. Can’t remember where. I expect it will be faster using this card than paying in cash. But in action, using this card add several seconds wait up for the flazz transaction receipt from the terminal.
Fourth attempt, payment at a gas station. No love for the card, the terminal was broken.
After that, it’s been months and I don’t even remember having this card.
For now, it’s not up to my expectation but maybe in a year it will give better experience for the card holder after cashiers get adept to it and more merchant adopt this payment method.











Maybe BCA needs to force their merchant to use this terminal by giving them incentive, otherwise they will prefer to ask cash payment instead of flazz. And also offer customers to use this flazz by giving a prize or something…
Let’s wait for Visa Wave in action…
gue pertama kali ngeliat kartu ini di farmers summarecon, orang di depan gua pake itu bayarnya.
promonya kan: tap and go toh?
ternyata not that simple
jd gua baru sadar kalo prosesnya kurang lbh sama aja ama credit card deh, bedanya ga pake ttd aja, tapi ttd kan cuma 1-2 detik yak, ngga terlalu membantu deh kalo gitu
btw, elo lupa punya kartu itu? emang dah abis tuh?
sini kasiin gua aja, gua bantu abisin.
masih ada sekitar 400an nih. buat emergency waktu isi bensin aja lah, sapa tau kagak ada cash. *padahal ada CC ato debit*
btw kartunya beli 25 rebu fer. jadi… kalo loe mau yah gua jual 50 deh *diluar balance nya*. Kgk banyak2x deh untunginnya.